1. Whoever dwells in the shelter of the Most High will rest in the shadow of the Almighty.         2. I will say of the Lord, “He is my refuge and my fortress, my God, in whom I trust.” - Psalm 91: 1-2 
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Terms and Conditions

Terms and Conditions for www.overagesrecovered.com

 

These Terms and Conditions govern your use of the Overage Refund Recovery, LLC website and the services provided by Overage Refund Recovery, LLC (collectively, the “Services”). By using the Services, you agree to be bound by these Terms and Conditions.

 

1. Services – Overage Refund Recovery, LLC provides a service that helps property owners in the United States recover surplus funds from tax delinquent properties, foreclosure sales, and unclaimed property. We assist in the recovery process by filing the necessary documents and communicating with the relevant parties on your behalf.

 

2. Eligibility – In order to use the Services, you must be a property owner whose property has been sold at a foreclosure sale or seized for tax delinquency, or an individual who believes they are entitled to unclaimed property in the United States. You must also provide accurate and complete information about yourself and your property or unclaimed property when using the Services.

 

3. Fees – Overage Refund Recovery, LLC charges a fee for our services, which is contingent upon the amount of surplus funds that you recover. Our fee is calculated as a percentage of the total surplus funds recovered, and we will inform you of the fee before we begin working on your case.

 

4. Confidentiality – We respect your privacy and will keep your personal and financial information confidential. However, we may disclose your information if required by law or as necessary to provide our Services.

 

5. Indemnification – To the extent permitted by applicable law, you will indemnify, hold harmless Overage Refund Recovery, LLC for any damages or losses that result from your use of the Services, including but not limited to lost profits, revenue, or data, or any indirect, special, or consequential damages. Our liability to you is limited to the amount of our fee for the Services.

 

6. Governing Law – These Terms and Conditions are governed by the laws of the United States, without regard to its conflict of laws provisions. Any disputes arising out of or related to these Terms and Conditions, or the Services shall be resolved in the courts located in the United States.

 

7. Amendments – We reserve the right to modify these Terms and Conditions at any time by posting the updated terms on our website. Your continued use of the Services after we post the updated terms constitutes your acceptance of the changes.

 

8. Right to Deny Service – Overage Refund Recovery, LLC reserves the right to deny service to anyone for any reason. We may refuse to provide our Services if we determine, in our sole discretion, that you have violated these Terms and Conditions or any applicable laws, regulations, or policies. In such cases, we will notify you of our decision and provide a reason for our refusal to provide the Services.

 

9. Cookies – If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

 

10. Contact Us If you have any questions or concerns about these Terms and Conditions or our Services, please contact us at info@overagesrecovered.com.

 

Last Updated 12/22/2023.

Disclaimer: The information provided by our firm or its employees should not be construed as legal or financial advice. We are neither a law firm nor a certified public accounting firm and do not claim to be. For legal or technical matters, we recommend consulting a qualified attorney or certified public accountant.

Copyright © 2025 Overage Refund Recovery, LLC.

GodzGot Me
Honestly I thought it might have been a scam but I talked to Arnel and his team and he helped straighten out a lot of things with my dad’s estate. Thank you
Response from the owner:We’re thrilled to hear that Arnell, and the team were able to assist you with your dad's estate! Thank you for trusting us and for taking the time to share your positive experience. Your satisfaction means a lot to us. We’re here if you need any further assistance.
Rolltide256
I would highly recommend Overage Refund Recovery! Overage Refund Recovery was able to recover over $90K that I was totally unaware of and got me the funds as expeditiously as possible. Every member of the team was highly professional and I received timely updates on my case. Even when the county added additional hurdles to recover my funds, Overage Refund Recovery stayed by my side and walked me through the process. I am grateful for this organization and would say if you get contacted by them for refund recovery that you would be in good hands.
Response from the owner:Mr. Morgan, thank you for your fantastic review and recommendation! We are thrilled to hear about your positive experience and successful recovery of funds. Our team strives to provide professional support and timely updates, and we're glad that we could assist you even when challenges arose. Your gratitude motivates us to continue delivering excellent service. We appreciate your trust in Overage Refund Recovery!
Briana Dillard
Outstanding Service and Fast Results!
Overage Refund Recovery, LLC was an absolute pleasure to work with! They helped me recover surplus funds from a recent foreclosure, and I couldn’t be more grateful. From the very beginning, they were clear, professional, and great at communicating—always prompt with responses and ready to answer any questions I had.

They told me the process could take 2–3 months, but to my surprise, they were able to recover the funds in less than a month! The entire experience was smooth, stress-free, and handled with care. I highly recommend them to anyone going through a similar situation. Wonderful team and truly outstanding service!
Response from the owner:Thank you for your wonderful feedback, Briana! We are thrilled to hear that you had a positive experience with our team and that we were able to recover your surplus funds quicker than expected. Your recommendation means a lot to us, and we are glad to have provided you with clear communication and support throughout the process. We appreciate your trust in us and look forward to helping others in similar situations. Thank you for choosing Overage Refund Recovery, LLC!
Heather Chapman
We lost our home to foreclosure last year. We didn’t know what to do so just kind of waiting for it to hit our credit to file bankruptcy. Then we received a phone call one day from Arnell Carmichael from overages recovered. We thought it was a scam or fake but they had their homework already done. They helped us get something off our home and took a few things off our credit from another mortgage and lien on our home. We did nothing but answer their questions here and there, this all started on march 12, 2025 and we had money in our account on may 7, 2025. They didn’t procrastinate they were very prompt and so amazing.. we were struggling financially and this little bit has helped us tremendously… most amazing company.. thank you guys so much we are blessed you happened to stumble across our home… 🙏🙏
Response from the owner:Thank you for sharing your experience, Heather. We're thrilled to hear that Arnell and our team were able to assist you in such a meaningful way during a tough time. It's our mission to support our clients and provide prompt solutions that can make a positive impact on their lives. Your kind words truly motivate us to continue our work. We're grateful to have been a part of your journey and wish you all the best moving forward.
Timothy Forrester
N Hallett
I am 100% glad that I made the smart decision of hiring Arnell Carmichael and his team (Overage Refund Recovery LLC). On several occasions we had issues with the trustee but Arnell went above and beyond staying on top of them each and every time to make sure we received our funds as quickly as possible. People like him are few and far between these days. Do yourself a favor and hire the guy with all the good reviews and bbb rep so you don't get got by the many other people posing in this line of business as trustworthy. Once again thank you so much sir for all of your hard work and your service to our country as a veteran. We highly appreciate and recommend you.
Response from the owner:Thank you so much for your wonderful review, Nicholas! We are thrilled to hear about your positive experience with our Company. Your kind words truly motivate us to keep providing exceptional service. We appreciate your trust and recommendation!
Bertha Cox
The company and the people are great so if you are in need of help to recover money from your family and loved ones for any reason please give these people a call they will help you in any way they can
Response from the owner:Thank you for your wonderful review, Bertha! We truly appreciate your kind words and are glad to hear that you found our team helpful. Your support means a lot to us, and we're here for anyone who needs assistance. Thank you for recommending us!
Destanye Hogan
This was the best decision I made to use Overage Refubd LLC this company. I was not aware of the funds I had access to once our house was foreclosed on after my mom passed. With the help of Arnell we recovered $120,000.00 if fee were very reasonable and he helped me along every step of the way. With him assisting me I don’t know where I would be: I was able to have a fresh start on life. SERVICES ARE 10/10 I would definitely use him over and over again. Don’t be skeptical he walked me through every step and handled all the paperwork. Very professional and efficient. Thank you again for helping me in my time of need.
Response from the owner:Thank you for your wonderful review, Destanye! We're thrilled to hear about your positive experience with Arnell and the recovery process. It's heartwarming to know that we could assist you during such a challenging time. Your kind words motivate us to continue providing excellent service. We're here for you whenever you need us!
Jamie Quick
Jennifer Daniels
I had a great experience working with this company. They were very professional and did a great job keeping me up to date with the process. I would highly recommend their services!
Response from the owner:Thank you for your wonderful review, Jennifer! We're thrilled to hear that you had a great experience with us and that our team kept you informed throughout the process. Your recommendation means a lot to us and thanks to you and Jamie once again!

Unclaimed Funds May Be Waiting For You

We sympathize with you for your loss! However, you may have unclaimed funds from your home’s auction. Let’s talk about the next steps…

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