1. Whoever dwells in the shelter of the Most High will rest in the shadow of the Almighty.         2. I will say of the Lord, “He is my refuge and my fortress, my God, in whom I trust.” - Psalm 91: 1-2 
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Terms and Conditions

Terms and Conditions for www.overagesrecovered.com


These Terms and Conditions govern your use of the Overage Refund Recovery, LLC website and the services provided by Overage Refund Recovery, LLC (collectively, the “Services”). By using the Services, you agree to be bound by these Terms and Conditions.


1. Services – Overage Refund Recovery, LLC provides a service that helps property owners in the United States recover surplus funds from tax delinquent properties, foreclosure sales, and unclaimed property. We assist in the recovery process by filing the necessary documents and communicating with the relevant parties on your behalf.


2. Eligibility – To use the Services, you must be a property owner whose property has been sold at a foreclosure sale or seized for tax delinquency, or an individual who believes they are entitled to unclaimed property in the United States. You must also provide accurate and complete information about yourself and your property or unclaimed property when using the Services.


3. Fees – Overage Refund Recovery, LLC charges a fee for our services, which is contingent upon the amount of surplus funds that you recover. Our fee is calculated as a percentage of the total surplus funds recovered, and we will inform you of the fee before we begin working on your case.


4. Confidentiality – We respect your privacy and will keep your personal and financial information confidential. However, we may disclose your information if required by law or as necessary to provide our Services.


5. Indemnification – To the extent permitted by applicable law, you will indemnify, hold harmless Overage Refund Recovery, LLC for any damages or losses that result from your use of the Services, including but not limited to lost profits, revenue, or data, or any indirect, special, or consequential damages. Our liability to you is limited to the amount of our fee for the Services.


6. Governing Law – These Terms and Conditions are governed by the laws of the United States, without regard to its conflict of laws provisions. Any disputes arising out of or related to these Terms and Conditions or the Services shall be resolved in the courts located in the United States.


7. Amendments – We reserve the right to modify these Terms and Conditions at any time by posting the updated terms on our website. Your continued use of the Services after we post the updated terms constitutes your acceptance of the changes.

 

8. Right to Deny Service – Overage Refund Recovery, LLC reserves the right to deny service to anyone for any reason. We may refuse to provide our Services if we determine, in our sole discretion, that you have violated these Terms and Conditions or any applicable laws, regulations, or policies. In such cases, we will notify you of our decision and provide a reason for our refusal to provide the Services.


9. Cookies – If you leave a comment on our site, you may opt in to saving your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.


10. Contact Us If you have any questions or concerns about these Terms and Conditions or our Services, don’t hesitate to get in touch with us at info@overagesrecovered.com.


11. SMS/Text Messaging. By opting in, you consent to receive transactional SMS messages from Overage Refund Recovery, LLC regarding your unclaimed funds claim. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Your SMS opt-in information is not shared with third parties for marketing purposes. Carriers are not liable for delayed or undelivered messages. Our services and SMS messages are intended for individuals aged 18 or older.

 

Last Updated 12/22/2023.

Disclaimer: The information provided by our firm or its employees should not be construed as legal or financial advice. We are neither a law firm nor a certified public accounting firm and do not claim to be. For legal or technical matters, we recommend consulting a qualified attorney or certified public accountant.

Copyright © 2026 Overage Refund Recovery, LLC.

Cathy Caver
3 weeks ago
The overage refund recovery, llc is the absolute best company to work with after my property tax lawyer sold me out of my home that was paid for and the tax acceser office made a simple clerical error on there part and sold my home for back taxes which I didn't owe I was tax exempt due to being on disability the judge ordered them to pay for my relocation my lawyer never informed me of the recovery fee I was just in shock so several months later a mr.Arnell Carmichael reached out to me and explained what he does and how it works he was so professional and always kind he got me the money I was awarded he did all the paper work and all the the details for me he was always in contact with all the steps and always give regular calls to me for how the process was moving through each stage he put his best just like he knew me all my life I never new there was such a recovery for people who are owed money he has and his staff as well are very professional and put there clients as #1i recommend his agency to anyone who needs a recovery attorney in my book he's the very best and I'm so thankful for him ...
Response from the owner:Thank you, Cathy, for sharing your experience and for the wonderful recommendation. We’re so glad we could guide you through the process, handle the paperwork, and secure the recovery after such a difficult situation. We’re sorry for the hardship you endured and proud our staff provided professional, regular communication. Your trust means a great deal, and we’re here if you or anyone you know needs assistance in the future.
Sawart Mcdonld
1 month ago
Pleasure working with this company. Made the case easy to understand and arrived at a successful outcome. Arnell was very helpful in communication this case.
Response from the owner:Thank you, Sawart, for the kind review. We're glad we could make the case easy to understand and reach a successful outcome. Arnell will be pleased to hear you appreciated the communication. We appreciate your trust and look forward to assisting you again if needed.
Jacquelyn Jones
2 months ago
My experience with your company was extremely positive. I was contacted regarding an overage of my account that I did not think I was owed. The team worked on my behalf and resolved the issue with no additional stress and was very professional. Thanks to Overage Refund Recovery for all your help.
Response from the owner:Thank you, Jacquelyn. We're delighted our team could resolve the account overage professionally and with no added stress. We appreciate your trust in Overage Refund Recovery and your kind words, and we're here anytime you need assistance.
Ren Scales
2 months ago
Working with Arnell and his team was a wonderful experience. They are extremely professional and dedicated. Even when my case turned out to be more complicated than anticipated, they kept going with it and were ultimately able to recover a significant amount of money that I had previously written off as lost, due to not having the knowledge or resources to try to get it back on my own. I greatly appreciate that they handled everything from start to finish so I did not have to stress about anything throughout the process. I can’t recommend Overage Refund Recovery enough.
Response from the owner:Ren, thank you for your glowing review. We’re thrilled Arnell and the team could recover those funds and make a stressful situation easier for you. We appreciate your trust and recommendation and are always here if you need assistance again.
Roslyn Brewer
3 months ago
What a great experience! My mom passed and they took care of everything very quickly and I the grace. Thank you!!
Response from the owner:Thank you, Roslyn, for your kind words. We are deeply sorry for your loss and honored we could assist your family during this difficult time. I’m glad our team was able to take care of everything quickly and with grace. If you need anything further, please reach out—we are here to help.
Kaynn
4 months ago
When I first recieved the call from Arnell. My immediate thought was the old addive " if it sounds to good to be true it is." I challenged the recovery team time and time again to reassure me. They put me in contact with lawyers, and over the course of months earned my trust before I finally agreed to work with them to let them help me recover money, which I have now received and been able to use to turn a lot of my own debts around. In this day and age it pays to be cautious. But laws change all the time. And in the end it can turn out people are really out here trying to help you get what your entitled to. I can recommend overage recovery because Arnell Carmichael put forth every effort to be with me step by step in the process. It's not quick but often to do things right takes time. Overage recover is proof of this. And I for one appreciate them Earning my business.
Response from the owner:Thank you, Kaynn, for the thoughtful review and for trusting Arnell and our team. We're glad we could earn your confidence by connecting you with attorneys and working step-by-step to recover your funds. It means a lot to hear the recovery helped you turn your debts around and that you appreciate our thorough approach. We appreciate your recommendation and are here if you need assistance with anything else in the future.
Nancy Crowder
7 months ago
​Mr. Carmichael was very courteous and polite in our brief encounter with recovering funds. From the beginning of our conversations, he had promised me a check for my troubles. Although I was somewhat skeptical of receiving anything at all, I was pleasantly surprised when I received a very nice and generous check for more than Mr. Carmichael had promised. I highly recommend this company should they ever reach out to you.

Sincerely, NC
Response from the owner:Thank you, Nancy — we appreciate your kind words and recommendation. We're glad Mr. Carmichael treated you courteously and that the recovery exceeded expectations. Your feedback means a lot to our team, and we will be sure to share your comments with him.
Leighann Perkins
10 months ago
Arnold is one of the best veterans I've ever run across he's one out of his way to help me during one of the hardest times I've ever been through I went through other lawyer groups and all I wanted was money for nothing absolutely nothing and Arnel was able to get me my money within 2 months when everybody else said it would be at least a year these are good Christian people. He goes out of his way to help all his clients and he truly truly cares. Thank you for everything that you've done for me and my husband and thank you for what you did serving our country.
Response from the owner:Thank you for sharing your experience, Leighann. We're thrilled to hear about your positive journey with Arnold and appreciate your kind words about his dedication and support. It’s rewarding to know that we could assist you during such a challenging time. Your gratitude means a lot to us, and we’re proud to uphold our values in serving our clients. Thank you for your trust in our team.
ADJS
10 months ago
There’s nothing better than someone reaching out to tell you you’re owed money!
This group reached out to inform me that, though the foreclosure happened, the difference from the balance owed, and the amount paid at auction, belonged to the previous homeowner.
This, they explained, was a little known fact and, their mission was to informed all that had been affected by the devastation of a foreclosure.
They worked through the process, allowing me time to recover from the loss of a home.
I embraced them for reaching out and, specifically for the day I received the surplus check!
If a foreclosure is unable to be avoided, take their call, or make a call to them. I learned a lot, and was able to see hope in the midst of turmoil.
Response from the owner:Thank you for your wonderful feedback! We're thrilled to hear that our outreach made a positive impact during such a challenging time. Our mission is to support those affected by foreclosure, and it's rewarding to know that we could help you not only understand your rights but also recover some funds. We're here to assist and provide guidance whenever it's needed. Your experience is exactly why we do what we do!
Melissa Bearden
10 months ago
Mr. Carmichael contacted me a month ago about some funds that had not yet been claimed. I was very skeptical considering how the world is now and how very careful you have to be when you get such news. He was very understanding, pleasant and amazing all around. He was excellent with communication and kept me updated on everything. I can't say enough good things about my experience! I highly recommend Overage Refund Recovery. If I could give infinite stars as a rating I would.
Response from the owner:Ms. Bearden,
It was a pleasure speaking and working with you! I appreciate your trust in our company, to recover your funds. This testimonial will have a far greater impact helping others than what we were able to do for you.

Unclaimed Funds May Be Waiting For You

We sympathize with you for your loss! However, you may have unclaimed funds from your home’s auction. Let’s talk about the next steps…

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