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​Mr. Carmichael was very courteous and polite in our brief encounter with recovering funds. From the beginning of our conversations, he had promised me a check for my troubles. Although I was somewhat skeptical of receiving anything at all, I was pleasantly surprised when I received a very nice and generous check for more than Mr. Carmichael had promised. I highly recommend this company should they ever reach out to you.

Sincerely, NC

Arnold is one of the best veterans I've ever run across he's one out of his way to help me during one of the hardest times I've ever been through I went through other lawyer groups and all I wanted was money for nothing absolutely nothing and Arnel was able to get me my money within 2 months when everybody else said it would be at least a year these are good Christian people. He goes out of his way to help all his clients and he truly truly cares. Thank you for everything that you've done for me and my husband and thank you for what you did serving our country.

There’s nothing better than someone reaching out to tell you you’re owed money!
This group reached out to inform me that, though the foreclosure happened, the difference from the balance owed, and the amount paid at auction, belonged to the previous homeowner.
This, they explained, was a little known fact and, their mission was to informed all that had been affected by the devastation of a foreclosure.
They worked through the process, allowing me time to recover from the loss of a home.
I embraced them for reaching out and, specifically for the day I received the surplus check!
If a foreclosure is unable to be avoided, take their call, or make a call to them. I learned a lot, and was able to see hope in the midst of turmoil.

Mr. Carmichael contacted me a month ago about some funds that had not yet been claimed. I was very skeptical considering how the world is now and how very careful you have to be when you get such news. He was very understanding, pleasant and amazing all around. He was excellent with communication and kept me updated on everything. I can't say enough good things about my experience! I highly recommend Overage Refund Recovery. If I could give infinite stars as a rating I would.

I was in a very low place, recovering from a stroke, unable to work and my home , foreclosed and sold in an auction. My house was sold for more money than what I owed. Several companies began contacting me wanting me to sign paperwork.
Something about the his vibe told me that Arnell could be trusted. He was patient and and answered all my questions completely. I highly recommend Overage Refund Recovery. They are awesome. Professional. Patient. Determined. Trustworthy. It only took took 4 months. They are truly a blessing!!!

Overage Refund Recovery was incredibly professional and compassionate throughout the entire process. They communicated clearly every step of the way and made everything easy to understand. Most importantly, they treat people with respect and kindness. Highly recommend their services!

Honestly I thought it might have been a scam but I talked to Arnel and his team and he helped straighten out a lot of things with my dad’s estate. Thank you

I would highly recommend Overage Refund Recovery! Overage Refund Recovery was able to recover over $90K that I was totally unaware of and got me the funds as expeditiously as possible. Every member of the team was highly professional and I received timely updates on my case. Even when the county added additional hurdles to recover my funds, Overage Refund Recovery stayed by my side and walked me through the process. I am grateful for this organization and would say if you get contacted by them for refund recovery that you would be in good hands.

Outstanding Service and Fast Results!
Overage Refund Recovery, LLC was an absolute pleasure to work with! They helped me recover surplus funds from a recent foreclosure, and I couldn’t be more grateful. From the very beginning, they were clear, professional, and great at communicating—always prompt with responses and ready to answer any questions I had.

They told me the process could take 2–3 months, but to my surprise, they were able to recover the funds in less than a month! The entire experience was smooth, stress-free, and handled with care. I highly recommend them to anyone going through a similar situation. Wonderful team and truly outstanding service!

We lost our home to foreclosure last year. We didn’t know what to do so just kind of waiting for it to hit our credit to file bankruptcy. Then we received a phone call one day from Arnell Carmichael from overages recovered. We thought it was a scam or fake but they had their homework already done. They helped us get something off our home and took a few things off our credit from another mortgage and lien on our home. We did nothing but answer their questions here and there, this all started on march 12, 2025 and we had money in our account on may 7, 2025. They didn’t procrastinate they were very prompt and so amazing.. we were struggling financially and this little bit has helped us tremendously… most amazing company.. thank you guys so much we are blessed you happened to stumble across our home… 🙏🙏